Buy. Refinance. Renovate. Unlock equity.
The mortgage platform for non-resident owners of Croatian property. Launching in 2027.
Thank you. You are on the waitlist, we will be in touch at launch.
Join the waitlist
Be first in line when Altiva Wealth launches.
Step 1 of 4
Buying abroad is hard enough. Financing it shouldn't be.
It takes another country's language, rules, and paperwork to own a home in Croatia. Whether that is behind you or still ahead, the financing runs on rules written for someone who lives there.
- An application you have to make in person, at a branch counter
- Payslips and credit records translated into Croatian
- A signature before a notary in Croatia, with you in the room
- Past a certain age, a term too short to be worth taking
And if you already own your property outright, there is usually nothing on offer at all.
Over a hundred thousand hit the same wall.
Owners in more than a hundred countries hold Croatian property and hit the same closed door: it is theirs to own, but not to borrow against. That is the exact problem we are building Altiva Wealth to solve.
- 130K+non-resident owners of built property
- 122countries they come from
Four things we are building Altiva Wealth to do.
We are starting in Croatia, and building Altiva Wealth from there for the rest of Europe.
Buy
Finance a purchase in Croatia without needing a local income or a local guarantor.
Refinance
Move a mortgage you already have onto terms written for someone who lives abroad.
Unlock equity
Turn part of what you already own into money you can use, without selling.
Renovate
Fund the work a property needs, from a new roof to a full restoration.
Three steps to early access.
- 01
Join the waitlist
Register your interest in two minutes. It is free and carries no obligation.
- 02
We launch
You are among the first to hear when Altiva Wealth launches for its first group of owners and buyers.
- 03
Get financing
Finance your property: to buy, to refinance, or to free up cash.
Decades of real estate finance, now for owners and buyers abroad.
We have spent our careers financing property. Altiva Wealth is built for the owners and buyers that experience kept pointing us back to: people with the income and the track record, but no lender set up to see it.
It is being built so the whole process can be handled from home, in your own language, around the accounts and credit history you already have.
Common questions.
Local lenders turned me down. Can you actually help?
That gap is the reason we exist. Owners abroad are often refused, capped at a low amount, or asked for a local guarantor. It is rarely about whether you qualify. The process was never designed with you in mind, and that is the gap we are building for.
What will the terms be, and when do you launch?
We are finalizing the terms of our first program for launch in 2027. Join the waitlist to hear the specifics, and to know the moment we launch.
Do I need to travel to Croatia?
In most cases, no. The process is designed around e-signature and power of attorney (POA), so steps that would traditionally require you to be in-country can be handled from home: branch appointments, notary signings, closing. Some situations may still call for a single in-person visit, but the goal is to eliminate the repeated trips that local lending typically requires.
Do you accept income and credit from abroad?
Yes. Altiva Wealth is built around foreign income, foreign accounts, and your home-country credit record, the very things that get buyers rejected elsewhere.
Does joining cost anything or affect my credit?
No. Registering is free, carries no obligation, and does not affect your credit. Any credit assessment comes later, only if you choose to proceed.
Be first when Altiva Wealth launches.
Leave your information and we will reach out the moment we launch.
Join the waitlist